Forging documents in Texas is a serious crime with severe penalties. Learn about Texas forgery laws, defenses, and possible penalties.Facing mortgage fraud allegations in Houston? Get legal guidance from our experienced lawyers at The Law Offices Of Richard Kuniansky. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, or inflated buyer income. A document investigation is a thorough review of written documents that are relevant to the matter. This includes a review of documents from the client. Call My Office Today at 713-222-9141 or Fill Out My Online Contact Form For a Free Consultation About Your Case. Types of Mortgage Fraud. Texas forgery law makes it a crime to forge a "writing" with intent to defraud or harm another person.