There are several documents that are required when submitting a Maryland Mortgage Program loan application on behalf of a borrower. How mortgage assistance may impact your financial future.Fannie Mae provides free housing counseling services at 855-HERE2HELP (855-437-3855). Mortgage loan fraud occurs when a loan applicant misrepresents a fact on a mortgage application to obtain a mortgage. It is important to know what condition would classify as mortgage fraud and know about the common schemes and scams you should avoid. Maryand mortgage fraud defense attorney Randolph Rice offers free consultations to clients charged with fraudulent home loan transactions.