If you are arrested for filing false documents with any state agency, you will face prosecution under California Penal Code 115 PC. I submitted it to Bank A in digital format so as not to make it obvious that I just photoshopped it.Inscribe uses rulesbased fraud detection capabilities and machine learning to generate a full analysis of the legitimacy of an application document. A new report from the Better Business Bureau warns consumers of numerous ways scammers have found a home within the shadows of the payday loan industry. Lying on a loan application may seem harmless, but even if a lender does not verify every piece of information, it is still considered fraud.