The most basic example is the unauthorized use or reproduction of someone's signature. How about a falsely embossed credit card or altered debit card?The New York State Unified Court System offers free instruction booklets and forms for people starting a divorce. The Office of Wayne County Register of Deeds records various types of documents, mostly relating to interests and transfers of property. I made a very impulsive stupid mistake and forged my doctor's signature on the certification for FMLA. If you find yourself a victim of forgery in that your signature was forged on a loan modification, that forgery is considered automatic fraud. The answer to the above question is simple and it is in the affirmative. Any alteration and modification, with the proper intent and knowledge, is sufficient.