Making extra mortgage payments can help pay off your mortgage early and save money on interest. Does prepaying make sense?The answer of course is yes, you can roll credit card debt into a mortgage but whether it is the best solution for you depends on a variety of factors. A creditor shall not terminate an account prior to its expiration date solely because the consumer does not incur a finance charge. Overpaying your mortgage could cut the amount of interest you pay, as the additional payments will reduce your outstanding mortgage balance. Can I use a credit card? Various options are available to transmit property taxes to the Cochise County Treasurer.