You pay almost all interest in the first few years otherwise. Credit card payments are processed immediately and the property tax record is updated the same day.MORTGAGE CREDIT CERTIFICATION (MCC) PROGRAM​​ Lender is urged to participate in and qualify the borrower under Broward County's MCC Program. In an overpayment scam, fraudsters target an individual who's selling a large item online, such as a car. Do Late Credit Card Payments Affect Mortgage Application? This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. If you're enrolled in a debt management program, you can make extra payments to get out of debt sooner, but there's a specific procedure you need to follow.