To be considered for a waiver, you must complete and return the Personal Financial Statement (DE 1446). You must complete and return the Application for Overpayment Waiver (DE 1446UI) to be considered for a waiver.What should I do if I get a Notice of Overpayment? You must submit a written appeal of your EDD benefits overpayment determination within 30 days of the initial decision. 1. Understand what overpayment is. An unemployment insurance overpayment occurs when you receive more benefits than you are entitled to.