Overpayments. To receive important letters about overpayment recovery waivers, please ensure your mailing address is updated in your IDES account. File Form SSA-632, Request for Waiver of Overpayment Recovery.To ask for waiver, fill out the Request for Waiver Form and send it to Social Security. Simply fill out and return the form(s) included with your COBRA notification letter. Use our consumer assistance directory and sample complaint letter to file a consumer complaint.