If you have an overpayment debt, you may be eligible to make a full or partial payment using Pay. Gov or your bank's online bill pay option.You will need your remittance ID in order to repay your Social Security overpayment on Pay.gov. Overpayment refunds of vehicle and business tangible property taxes will be sent within 2 to 4 weeks from the date of the payment or exoneration. Using your bank's online bill pay feature, to make a payment to "Social Security Administration. " • Send us a check for the entire amount of the overpayment. You're eligible for full retirement (unreduced benefit) at age 55 with 25 years OR at age 65 with 5 years. Appellants can ask the SSA to waive collection of the overpayment, if they believe it was not their fault and can't afford to pay it back.