Don't write your dispute on your payment coupon or a copy of your monthly mortgage statement. Making extra mortgage payments can help pay off your mortgage early and save money on interest.Does prepaying make sense? Mortgage lenders do not accept credit card payments directly. But you may be able to pay your mortgage through a payment processing service. A creditor shall not terminate an account prior to its expiration date solely because the consumer does not incur a finance charge. When it comes to using a credit card, you have rights and responsibilities under the law, including your right to dispute billing errors. Late fees vary in accordance with the mortgage note. May I make my payment with a credit card? Use the money transfer option and overpay the mortgage that way.