Below are helpful instructions on how to complete the Request for Waiver of Overpayment. Recovery or Change in Repayment Rate Form (SSA-632-BK).To start payment under the schedule, submit the amount shown in the Minimum Payment Due section of the form. To ask for a waiver, use SSA Form 632, Request for Waiver of Overpayment Recovery. You can ask for a waiver at any time. If you have the ability to repay the overpayment, even if it's in monthly installments, they aren't going to waive it.