If you have an overpayment debt, you may be eligible to make a full or partial payment using Pay. Gov or your bank's online bill pay option.You will need your remittance ID in order to repay your Social Security overpayment on Pay.gov. People have the right to appeal the overpayment decision or the amount. SSA-634 (Request for Change in Overpayment Recovery Rate). Beneficiaries and recipients can also use Form SSA634,. Request for Change in Overpayment. If we can't waive collection, we may use this form to decide how you should repay the money. Please answer the questions on this form as completely as you can.