If the Social Security Administration sent you a notice about an overpayment you owe, you can make a secure payment here. Use Form SSA632, Request for Waiver of Overpayment Recovery, to seek a waiver.Write a letter to the Social Security Administration. Tell them how much you can afford to pay each month. SSA often sends letters demanding repayment within 30 days. If you have the ability to repay the overpayment, even if it's in monthly installments, they aren't going to waive it.