This is called a "Request for Waiver. " You must file a special form called SSA-632.You will need your remittance ID in order to repay your Social Security overpayment on Pay.gov. Go to your local SSA Office and ask for a payment plan to pay back your overpayment. Offer a monthly payment amount that you are sure you can afford. Include a return envelope preaddressed to the FO. Go to your message center, and look for a message with the subject "Notice of Determination Overpayment Waiver. Recipients can file a Request for Reconsideration, a Request for Waiver of Overpayment Recovery, or a Request for Change of Recovery Rate.

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