If you have an overpayment debt, you may be eligible to make a full or partial payment using Pay. Gov or your bank's online bill pay option.The first step is to fill out the Overpayment Recovery Request Form online. You will need your remittance ID in order to repay your Social Security overpayment on Pay.gov. To ask for waiver, fill out the Request for Waiver Form and send it to Social Security. It usually states on the notice that an individual can file an appeal in writing within 60 days within receipt of notice.