If the Social Security Administration sent you a notice about an overpayment you owe, you can make a secure payment here. An overpayment of benefits can occur for a number of reasons.Knowing how they can occur can help you avoid such a circumstance. Write a letter to the Social Security Administration. Tell them how much you can afford to pay each month. What should I do if Social Security says I was overpaid? To ask for a waiver, use SSA Form 632, Request for Waiver of Overpayment Recovery. You can ask for a waiver at any time. Appeal the Overpayment. The first part of the appeal is to forget about the 60 day window.