Complete this form if any of the following applies: You think that you are not at fault for the overpayment and you cannot afford to pay the money back. •. Below are helpful instructions on how to complete the Request for Waiver of Overpayment.Recovery or Change in Repayment Rate Form (SSA-632-BK). To ask for waiver, fill out the Request for Waiver Form and send it to Social Security. How to File for Waiver. Step 1: To file a Request for Waiver, fill out form SSA-632-BK, called a. We will use your answers on this form to decide if we can waive collection of the overpayment or change the amount you must pay us back each month. Social Security workers may try to force you to fill out a "Request for Waiver form" (SSA-632). You do NOT need to fill this out for overpayments under.