Overpayments occur when you get benefits and we later find that you were not eligible. You need to pay back these benefits to us.How to fill out an overpayment waiver application. How do I apply for a waiver? You can ask ESD to forgive the overpayment if you cannot afford it. We hope it helps you resolve your overpayment as quickly as possible. Overpayments for specific types of eligibility issues are being automatically waived and some require that you fill out the waiver. For individual waivers, you must match a certain set of criteria, and fill out an application to be eligible.