For other questions you may have, please contact the Office of the Tax Assessor-Collector at 210-335-2251 for personalized assistance. As op said in the comments.They take the directors loan and then declare it as dividends at the end of the year. These programs help homeowners afford a down payment on a home. Learn about requirements and how to apply. The Forgivable Loan of ONE HUNDRED TWO THOUSAND TWO HUNDRED. The Ltd will need its own funds for the deposit and fees, plus extras for good luck.