A. Loan Origination and MCC Application . Upon request of the developer, the HFA's Executive Director may reduce the Good Faith Deposit to an amount not less than Seventy Five.The Purchase Assistance Program (First-time Home Buyers Program) provides eligible first-time home buyers with down payment and closing cost assistance. The seller is entitled to act as the buyer's mortgage company and loan the buyer any part of the purchase price. BrightStar Credit Union offers checking and savings accounts, loans, credit cards, mortgages and more, all with lower fees and higher savings! This program provides two types of loans to purchase and develop housing sites for low- and moderate-income families - Section 523 and Section 524.