Form SD-1 offers detail from a balance sheet or depreciation schedule and may not apply to all entities. You may be eligible to claim some valuable personal income tax credits available on your Maryland tax return.(1) Written Business Loan Policy. In this video I'm going to show you physically how you do it in your bookkeeping records. This program offers loan guarantees to lenders for their loans to rural businesses. Financial statements should include a balance sheet, income statement, and statement of cash flows and all relevant notes thereto.