The program provides fixed, lowinterest rate loans to certified minorityowned businesses that are purchasing or improving fixed assets. This program offers loan guarantees to lenders for their loans to rural businesses.I'm wanting to add an interest component to a long term loan liability account. We provide real estate and equipment loans with low-interest fixed rates that help small businesses grow. What are the terms of the loan or grant? Calculate Loan Payments. Enter your total loan amount into this farm loan payment calculator to estimate your monthly payment and loan amount with interest.