I'm wanting to add an interest component to a long term loan liability account. We take the time to learn about your business and offer customized lending solutions that fit your needs and enable your business to go further.Are you charging interest on your Directors Loan Account? The International Monetary Fund (IMF) works to achieve sustainable growth and prosperity for all of its 191 member countries. An interest cap is a consumer safeguard on an ARM that limits the amount the interest rate can change per year and over the life of the loan. Pima Federal provides low-rate loans for purchasing, refinancing, debt consolidation, vacations, and much more.