In this lesson, students view a film segment on the char- acteristics and functions of money from The Federal Re- serve and You. Boost your savings with Philadelphia Federal Credit Union's money market account.Open a high yield savings account with us in Philadelphia, PA today. In money market funds and certificates of deposit were not rated. Depository cash accounts consisted of. The Federal Reserve Bank of Philadelphia is part of the broader Federal Reserve System (FRS) that is charged with creating and executing US monetary policy.