Major Point: An initial increase in funds available to the banking industry results in a MULTIPLE increase in the money supply. In this video I explain the reserve requirement, the money multiplier, and how money is created.Pdf from SOCIAL SCIENCE 2018 at St. Augustine High School, San Diego. An increase in total income will generate a larger change in aggregate expenditures. 5. What is the maximum possible increase in the money supply if Bank X loans out all their excess reserves? The border wall has been and continues to be a vital part of defending America yesterday, today and tomorrow.