It discusses that the money market is where short-term debt instruments with maturities of less than one year are traded. A money market account (MMA) is a type of bank or credit union savings account with some features not found in regular savings accounts.This place is open long hours and as long as your check is legitimate they cash it right away. Open a RCU money market account today and start saving and earning interest on your money while still being able to access it. Secure access to your accounts. Anywhere. Anytime. Track purchases, check your balance and get personalized insights on spending habits. (SEC) to start floating the rates on institutional prime money market funds. San Jose, San Jose, Ca 951. Apply for a Money Market Account Now!