Ensure all necessary financial information is accurately provided. (10) Most recent statements regarding all liabilities including, but not limited to mortgages, lines of credit, loans, and credit card accounts;.INSTRUCTIONS: Please complete this form fully and accurately and return it to the office of the Department of Veterans Affairs (VA) shown below. Enclose. Real Estate Services Forms. Note: These documents must be prepared in accordance with ORC 317.114 - Standard format of instruments to be recorded. Our responsibility is to opine on these financial statements based on our audit. A loan assumption agreement allows them to understand what is expected from them and ensures that they are aware of their rights and legal responsibilities.