The loan being assumed must not have had any late payments in the previous two years. Log in to your Freedom Mortgage account.INSTRUCTIONS: Please complete this form fully and accurately and return it to the office of the Department of Veterans Affairs (VA) shown below. Enclose. Thinking of taking on a mortgage from a family member? Then you'll likely look into a mortgage assumption agreement. Edit, sign, and share assumption of deed of trust online. No need to install software, just go to DocHub, and sign up instantly and for free. You can pay them a small fee to have them write one up for you.