We represent both buyers and sellers in New York Real Estate transactions. Our firm handles all aspects of commercial and residential Real Estate closings.I've been paying on a house with nothing in writing. I pay the loan payment directly to the bank but the title and loan. If you renew online, a non-refundable processing and handling fee is assessed per vehicle registration renewal. In general, there is no lien against your vehicle unless it appears on the face of your title. Title loan places are often shady establishments that charge high interest rates.