A person or dealer who sells a rebuilt salvage vehicle must provide the new owner with a disclosure statement regardless of the vehicle's age. A Salvage Title In New York Indicates A Vehicle Has Been Declared A Total Loss By An Insurance Company.Having a salvage title means the Department of Motor Vehicles (DMV) must inspect the vehicle first before issuing a new title certificate. DMV Title Replacement - Call, email or text us and we can help you get a replacement title quickly, easily and without headache. Am I able to insure my vehicle with AAA if it has a salvage title now?