1. YOU must answer all questions giving full and complete answers. 2. It is YOUR duty to provide all information that is requested in the Proposal Form.Zurich's Group Personal Accident Insurance includes coverage options for Accident Medical Expense; Accidental Death and Dismemberment or Catastrophic Injury. No. of Employees Basis of Cover. Please use the checklist below to indicate the operation in the QBE Pacific Islands region to which you will be submitting your proposal. MARKET. If you are injured in a motor vehicle accident, file a written notice of claim with the No-Fault insurer that identify the injured person(s). • Death Certificate. Whether you're looking for consulting roles, logistics careers, or opportunities in AI and healthcare, we have something for you.