Please use the checklist below to indicate the operation in the QBE Pacific Islands region to which you will be submitting your proposal. MARKET. 1. YOU must answer all questions giving full and complete answers. 2.It is YOUR duty to provide all information that is requested in the Proposal Form. No. of Employees Basis of Cover. How did this injury or occupational disease occur? Include time employee began work. It is the duty of the proposer to disclose all material facts relevant to the risk. The purpose of this chapter is to protect, within certain limits, the persons specified in subsections 1 and 2 of NRS 686C. Personal injury protection allows coverage for costs for the personal injuries you and any passengers in the car suffered as a result of the accident.