When completing insurance forms and documents, please read and follow the complete set of directions. How to fill out the Motor Vehicle Insurance Application Form - LCIS?For more information, call the Consumer Services Division of the N.C. Department of Insurance at (855) 4081212. Select Option 3. Penalties. Insurer must be licensed to do business in the state of North Carolina. 6. Insurer must have an AM Best rating of A- or higher. 7.