NCFlex offers an Accident Plan that pays benefits for specific injuries and events resulting from a covered accident on or after your coverage effective date. Insurer must be licensed to do business in the state of North Carolina. 6.Insurer must have an AM Best rating of A- or higher. 7. Quotation form for providing various insurance coverages for the period beginning July 1, 2018 and expiring June 30, 2019 for the City of Kinston. Please use the checklist below to indicate the operation in the QBE Pacific Islands region to which you will be submitting your proposal. MARKET. Org and click on Accident benefits. 1. YOU must answer all questions giving full and complete answers. 2. It is YOUR duty to provide all information that is requested in the Proposal Form. You've been in an accident - now what? The form collects details about the client, risk details like number of people to be insured and their information, and coverage details.