1. YOU must answer all questions giving full and complete answers. 2. It is YOUR duty to provide all information that is requested in the Proposal Form.DSHS forms are available for electronic completion in different software; however, all DSHS forms below are available as Adobe Acrobat PDF files. Please use the checklist below to indicate the operation in the QBE Pacific Islands region to which you will be submitting your proposal. MARKET. You and other insured person(s) must answer questions we ask at the time of application and at renewal with relevant and complete information. Your application for insurance cover will be treated as if You are applying for a 'consumer insurance contract'. If you require any further information in relation to filling out this proposal, please contact your Insurance Broker. Fill out our simple form and we'll have an agent contact you to discuss your insurance needs. Writing to any office of Ansvar Insurance. •.