Have questions about the loan process, eligibility, or forgiveness of your previous loan? Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers.Use the PSLF Help Tool to confirm you're eligible and fill out and submit your PSLF form. As of May 2021 debt reduction program requirements have changed. If you enrolled in the past you should enroll again as you may qualify under the new program. Get on Your Feet Loan Forgiveness Program. Student loan forgiveness to people participating in a federal income-driven repayment plan.