Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers. Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process.Borrowers may be eligible for loan forgiveness. Visit SBA Loan Forgiveness to learn more about PPP loan forgiveness for first draw and second draw loans. This page will help you navigate federal student loan forgiveness options and the one-time income-driven repayment adjustment. Yes, under the temporary changes you are eligible for PSLF but you must apply before October 31, 2022. All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes. Here are the student loan forgiveness programs available in Texas as well as other Texas student loan repayment assistance program options to consider.