The Housing Finance Division offers Home Buyer Purchase Assistance to qualified home buyers. If you're looking to add to your property or if you have your eye on a piece of land to build a home on we can help finance your purchase.Farm Credit of Florida is a leader in agricultural and rural financing. We serve 36 counties in northern and southern Florida. Qualified buyers will receive a 30-year fixed-rate first mortgage from a participating lender. This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence. There are ways to secure land via Florida land loans, including home equity loans, bridge loans, seller financing, and more. A construction loan provides the funding needed to build a home. Funds borrowed are typically released in a series of advances (or "draws") to pay for expenses.