SBA has not yet provided a deadline on when forgiveness applications must be submitted. Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers.Please complete Section 1: Borrower Identification, sign and date the application form. All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes. The 2024 FRAME application cycle is closed. Big changes are coming for the 2024-25 award year. The next alert will display the current loan debt as reported to the National Student Loan Data System (NSLDS).