IBank's Small Business Finance Center features a loan guarantee program designed to assist small businesses that experience capital access barriers. The EDD has recently stated that loanout corporations will not be prohibited in California and the EDD will not take any action against them.The guarantee minimizes the credit risk for lenders, and makes it possible for new and existing businesses in California to qualify for small business loans. 1. Fill Out the Application Form. Learn how to secure a small business loan in California with our comprehensive guide. Unlock financing options and grow your business today. Fund your business with an SBA-guaranteed loan. Get matched to an SBA-approved lender and find the best loans to start and grow your small business. If you are seeking financing options for your business, please fill out a Loan Inquiry Form with details about the financing you are seeking for your business.