Cash Flow Financing is great for business owners with bad credit. You can leverage your company's cash flow to obtain flexible financing.Get the funding even with poor credit score. Lets connect with financial executives to get bad credit small business loans in California. Even those with bad credit may qualify for startup funding. The lender will provide you with a full list of eligibility requirements for your loan. You can get a small business loan with a FICO score of less than 670. But you may end up settling for high interest rates or a bad credit business loan. You may be able to get business loans with bad credit, but it might be more expensive to borrow. Learn more about your options.