You can obtain land loans from banks, credit unions and through seller financing or even the federal government. Buy land and start financing today!SBA 504 loan: If you want to buy land for business purposes, the Small Business Administration can provide you with a loan. The USDA has some very good financing options and allowances depending on location, zoning and intent. Also check with your local DNR for programs. An individual, corporation, partnership, or other entity desiring to request that the Collin. Your lender is going to need information about the land you want to purchase, the type of loan you desire and a few key financial documents. Get a fair ALL cash offer on your land from reputable cash land buyers. Owner financing is a way to buy land where the seller gives the buyer a loan to purchase the property. This method skips the need for traditional bank loans.