The best business loans with no credit check include Giggle, PayPal Working Capital, Square loans and FundThrough. In short, the answer is no.No loan may be made solely to refinance existing debt. 7. The recipient of any loan made in conjunction with this program must demonstrate they are credit. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Get a loan quickly even with no credit history. Fixed, affordable payments available. Go to a few credit unions in your area and ask what loan options they have for repairing bad credit. See your options for getting a working capital loan with no credit check, how to get approved, pros and cons, and cash flow best practices.