Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. With a wide range of products and competitive interest rates, our farm real estate loans offer the flexibility farmers need.Farm land loans are primarily designed to help farmers fund the purchase or refinance of agricultural lands. The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm. Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan. Commercial lenders and banks are another option. FBN Finance land loans is an example. Agricultural lands may qualify for a tax break through the agricultural value assessments program. We offer a range of agricultural loans to help farmers in the 391 counties in Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee that we serve.