Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.Fill out the entire application! Under the guaranty program, the lender provides all of the money. Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan. The Green Acres and Rural Preserve programs provide property tax relief for qualifying farmland.