Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan.Farm Credit Illinois offers a range of farm loans to help farm families and agribusinesses succeed today and tomorrow. FSA's "Beginning Farmer" direct and guaranteed loan programs. Farm Ownership loans can provide access to land and capital. These agriculture purchase loans may be used to buy farmland, refinance existing farm loans, or finance the construction of a new farm. Farm land loans are primarily designed to help farmers fund the purchase or refinance of agricultural lands. You can finance your next farm or agribusiness property with a competitive-rate agriculture real estate loan from The Clay City Banking Company. A farmland backed line of credit is a type of loan product that provides farmers with access to needed financial resources in Illinois.