Applying Is Simple ; Provide basic information. Enter information about yourself and school.To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA) form. The FAFSA® is the key to getting federal and state scholarships, grants and loans, as well as institutional aid, for education after high school. Heartland ECSI is the University of Illinois System's contracted servicer for all University of Illinois Campus-Based Student Loans. Financial statements should include a balance sheet, income statement, and statement of cash flows and all relevant notes thereto. Federal Student Aid is the largest provider of financial aid for college in the U.S. Understand aid, apply for aid, and manage your student loans today. Understand the kind of loan you're borrowing, whether it's a federal loan or an alternative option. Learn about student loan options at Illinois State, including federal and private loan programs to fund your education. The PSLF program forgives the remaining balance of a federal loan borrower's Direct Loans after they have made 120 qualifying monthly payments.