Our land and lot financing is an affordable and easy way to buy a lot or land ideal for the construction of a residential or commercial property. Buying a home or refinancing?As your local Maricopa mortgage lender, we're here to help you achieve your home financing goals. Build the home you've always wanted with a One-Time Close Construction Loan. We also offer Residential Lot Loans to purchase improved land. When you are buying a home, you will want to know the details of the loan process in Arizona from application to closing. Discover the best bank for land loans in Arizona. WaFd Bank offers lot loans to help build your dream home in the Tucson and Phoenix areas and beyond. First make sure you have excellent credit. Next, choose a lender who offers land loans; not all do.