See the top 10 small business lenders in Maryland and all of their loans. Bad credit is fine along with other qualifications.You may be able to get business loans with bad credit, but it might be more expensive to borrow. Learn more about your options. The state of Maryland offers low-interest rate loans for businesses in priority funding areas, which include Frederick and Baltimore City. A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral. Neighborhood BusinessWorks loan program provides flexible financing to new or expanding small businesses and nonprofit organizations in Sustainable Communities. AdvancePoint Capital offers flexible business loans in Maryland.