Meck Lending is a Mecklenburg County loan program offering favorable business loans and free assistance to help small business owners grow their business. A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral.Secure loans with littletono docs required. Clarify offers a streamlined funding process that make things easy. Online and alternative lenders can offer a variety of loans without collateral requirements to help you meet your business's working-capital needs. You can look into an SBA loan, however it won't be based on business credit. It will be based on your business plan and your personal credit. You can get up to 2 million naira with Spectre and the tenor is between 1 month to 12 months but that's the good side.